Virtual payment terminal software

It looks like your business is located in India, so I think Instabill is going to be the best option for you. Best of luck to you! My number Hi Arun, I would recommend taking a look at Instabill. It depends. You might want to contact your service provider to verify. Curtis that is an excellent explanation of a virtual terminal and how it works. Very well put. However a couple of updates are appropriate since this the time this article was written.

Plus, our processer even takes it a step further by enabling remote signature capture, via email , so a signature can even be obtained on phone orders. Sceond, in addition to MOTO merchants I would add these are ideal solutions for any business which captures transaction data from more than one terminal e. This solution enables these businesses to consolidate all their transaction data into one central location, so with a couple clicks of a mouse they can view, print, export or otherwise access their data for any use, saving them significant time, work and money.

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The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. The vendors that appear on this list were chosen by subject matter experts on the basis of product quality, wide usage and availability, and positive reputation. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services.

Check our help guide for more info. Virtual Terminal Credit Card Processing Guide: Everything You Need To Know Virtual terminals are a solution that allows small businesses to accept payments remotely or in-person from your computer — either with or without a card reader. Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships , and we adhere to strict guidelines to preserve editorial integrity.

Best for high-volume merchants. Best for low-volume or seasonal businesses. Best for eCommerce-only businesses. Best for nonprofits. Pros Transparent membership pricing No percentage markup rate for transactions Month-to-month billing with no long-term contracts No early termination fee. Cons US-based merchants only Not suitable for low-volume businesses. Pros Free virtual terminal Transparent membership pricing Month-to-month billing with no long-term contracts Excellent customer service and technical support.

Cons Not cost-effective for low-volume businesses Not available to high-risk or international merchants. Pros Pay-as-you-go billing No monthly fees Predictable flat-rate pricing.

Cons Requires monthly subscription fee. Pros Interchange-plus pricing offered exclusively Month-to-month billing with no early termination fees Discounted pricing for qualified nonprofit companies Outstanding sales transparency and highly ethical business practices. Pros Free virtual terminal Offers flat-rate, interchange-plus, or membership pricing Month-to-month billing with no early termination fees Excellent customer service and support.

Cons Only available to US-based merchants. Pros High-risk specialist Offers offshore merchant accounts for some international merchants Fair pricing and excellent contract terms Dedicated account manager for customer service. Cons No pricing disclosures on the website. Pros High-risk specialists No account setup fee Free terminal or card reader with an account Excellent customer support. Cons No publicly disclosed pricing.

Frank Kehl has been researching and analyzing merchant services, payment gateways, and international money transfer services since View Frank Kehl's professional experience on LinkedIn.

Latest posts by Frank Kehl see all. Show more. Show less. Sources Square Virtual Terminal: Accept and record payments on your computer. Hide Sources. Read Next. Leave a comment 22 Comments Responses are not provided or commissioned by the vendor or bank advertiser.

Alfani Ngwewa March 31, at pm. This comment refers to an earlier version of this post and may be outdated. Jessica Dinsmore April 15, at am. The Virtual Terminal Merchant Options utility contains areas for:.

Transactions can be added, scheduled and searched via the Virtual Terminal. Auto-populate functionality draws upon previous customer data to save time. Refunds, sales, scheduled and recurring transactions happen simply and efficiently. Bank transit routing numbers are verified instantly, providing the sales and customer service personnel with the ability to match screen data with consumer information.

Reports can be viewed online, printed, saved or exported in a number of file formats. This allows user permissions to access only reporting data relevant to their level of hierarchy. The Virtual Terminal has the ability to transact both credit cards and e-checks, and report data comes from a single source even if using an already established credit card merchant account.

This makes reconciliation in the accounting department more efficient. One differentiator is having an ACH funding deposit reconciliation tool ; the ability to match transactions that comprised a funding deposit to your bank account. With credit cards you can ascertain in near real-time that the consumer has the requisite funds and that these funds have been set aside for your business. ACH Processing is a batch environment where transactions are sent in bulk to the Federal Reserve to be processed.

There is then a 48 time period in which the two banks, ODFI and RDFI sort out that the account being debited is in fact a viable bank account and confirming the debit in question has been successful [or not]. There can be ACH returns or declines. Example returns codes are below.

Many people are willing to donate monthly and this tool would make it easy to accomplish that. Our recurring billing is fully customizable, you may setup the time frame for the recurring payment as well as how many times and how often you would like the payment to occur.

Ever wondered how you can take payments and donations on your website? By using our online payment gateway you would be able to integrate a payment processing method to your existing website.

This unique feature, available only through the MagicPay virtual terminal, allows businesses and non-profit organizations to bill customers or donors electronically. Then, instantly, the person will receive an email with a hyper link to a secured webpage where he would be able to complete the transaction online.

You will receive a notification once a transaction has occurred. This extra feature allows businesses and non-profit organizations to store credit card information of card holders securely while still ensuring PCI compliance.

By using this feature you would be able to charge a credit card without having to go through the process of asking for the card details again.

It is a time saving feature that has helped dozens of businesses and non-profit organizations become more effective. Get paid as fast as the next business day free, instantly for a small fee, or with the free Square Checking as soon as a payment is charged. Connect Square Terminal wirelessly with your computer for smooth in-person transactions.

Let customers tap, dip, or swipe with a card, Apple Pay, or Google Pay. Record cash, checks, Square Gift Cards, and other payments with your computer. We keep card data safe from end to end and track fraudulent cards to protect you and your customers. When payment disputes occur, our team of experts deals with the bank for you so you can focus on your business.

Our highly trained support team is available via phone or email. Use online resources, such as the Square Seller Community forum and Square Support Center, to find answers to many common questions. You can use Virtual Terminal to charge customers, itemize sales, and create recurring payments to save time and get paid faster. So credit card networks put measures in place to protect against this potentially higher risk of fraud, including charging Square higher fees.

First, you need to sign up for your free account with Square. Enter the amount and click Charge. More detailed steps below. A quick charge is when you want to enter just the amount of the transaction. An itemized sale is possible after setting up an item library for your items or services, which provides you with better insights into sales and gives your customers more detailed receipts.

We make it easy to plug and play, and integrate the tools you need directly at the Point of Sale. Get personalized recommendations for tools that can help your business by answering a few quick questions.